Safety First: Advice from a Ride Share Accident Lawyer

Rideshare platforms like Uber and Lyft have become staples of modern transportation, offering convenience and accessibility. Despite their popularity, these services come with unique risks. Research from the University of Illinois Chicago indicates that nearly one-third of rideshare drivers have experienced crashes while on the job. Furthermore, during the holiday season, the National Safety Council estimates that up to 375 fatalities may occur on U.S. roads, with 40% involving alcohol impairment. As rideshare usage continues to grow, understanding the potential dangers and how to protect yourself is more important than ever.

Complexities of Rideshare Accidents

Accidents involving rideshare vehicles are different from standard car crashes because they often include multiple layers of liability. Fault is determined by factors such as whether the driver was actively using the rideshare app, transporting a passenger, or simply driving for personal errands. This distinction is crucial because it dictates which insurance coverage applies:

  • Rideshare Policies: Companies like Uber and Lyft offer varying levels of insurance coverage:
    • If the app is off, the driver’s personal insurance is applicable.
    • If the app is on but no ride is accepted, a limited coverage policy may apply.
    • During an active ride, the rideshare company provides up to $1 million in liability coverage.
  • Other Motorists: If a third-party driver caused the crash, their insurance is the primary avenue for compensation.
  • Passenger Protections: Passengers involved in an active rideshare trip are generally covered under the company’s liability insurance.

What to Do After a Rideshare Accident

If you’re in an accident involving a rideshare vehicle, following these steps can help protect your health and legal rights:

  1. Get Medical Help: Even if you don’t feel seriously injured, seek medical attention. Some injuries manifest hours or days later.
  2. File Reports: Notify the rideshare company through their app and report the incident to the police.
  3. Collect Evidence: Take photos of the accident, record witness statements, and document your injuries.
  4. Consult Legal Help: A ride share accident lawyer can guide you through the complex claims process, ensuring your rights are upheld.

Why Legal Expertise Matters

Rideshare accident claims are more complex than other motor vehicle cases due to overlapping insurance policies and potential loopholes. An experienced ride share accident lawyer can:

  • Investigate the specifics of the accident.
  • Handle negotiations with insurance companies that may attempt to limit payouts.
  • Represent you in court if a fair settlement cannot be reached.

Staying Safe This Year

If you’ve been injured in a rideshare accident, don’t navigate the aftermath alone. The Law Offices of Kenneth G. Egan in Las Cruces, New Mexico, are here to help. Our team specializes in car accident cases and will fight to get you the compensation you deserve. Contact us today for a free consultation with a ride share accident lawyer.