Fighting Insurance Bias After a Motorcycle Accident in New Mexico

Being involved in a motorcycle accident in New Mexico can be a physically and emotionally traumatic experience. Unfortunately, the challenges don’t end there. Motorcycle riders in New Mexico often face an additional hurdle: insurance bias.

What is Insurance Bias?

Insurance companies rely on statistics and risk assessments to determine your insurance rates. Unfortunately, some insurance companies unfairly stereotype motorcycle riders as reckless or irresponsible. This bias can lead to:

  • Higher Insurance Premiums: Even if you have a clean driving record, you might be hit with higher premiums simply because you ride a motorcycle.
  • Undervaluing Your Claim: After an accident, the insurance company may try to downplay the severity of your injuries or the value of your claim.
  • Claim Denials: In some cases, the insurance company might deny your claim altogether. They may say it is for legitimate reasons, but bias may be behind it.

Protecting Your Rights

If you’ve been injured in a motorcycle accident in New Mexico, it’s crucial to understand your rights and take steps to protect yourself from insurance bias. Here are some tips:

  • Gather Evidence: Document the accident scene, your injuries, and any medical treatment you receive.
  • Know the Law: New Mexico follows a comparative negligence system, meaning the amount of compensation you receive will be based on the percentage of fault assigned to each party.
  • Don’t Talk to Insurance Companies Without Representation: Insurance companies are skilled at manipulating conversations to their advantage. An experienced attorney can handle all communication with the insurance company on your behalf.
  • Seek Legal Help: An attorney experienced in motorcycle accident cases can fight against insurance bias and work to ensure you receive the compensation you deserve.

The Law Offices of Kenneth G. Egan Can Help

At the Law Offices of Kenneth G. Egan, we understand the challenges faced after a motorcycle accident in New Mexico. We are committed to fighting insurance bias and protecting your rights. If you’ve been injured in a motorcycle accident, contact us today for a free consultation. We will review your case and discuss your legal options. We are located in Las Cruces and are proud to service the surrounding areas, including Doña Ana, Santo Tomas, La Mesa, Fort Selden, Radium Springs, and beyond.