Your Insurance Breach of Contract Attorney Questions Answered

Navigating the complexities of an insurance dispute can be daunting. When an insurance company fails to honor the terms of a policy, it may constitute a breach of contract, leaving policyholders uncertain about their next steps. Understanding your rights and how to pursue justice is crucial. 

If you’ve recently fallen victim to insurance bad faith or a breach of contract, The Law Offices of Kenneth G. Egan are here to help keep you informed and serve as your guide through the legal process. 

  1. What Is an Insurance Breach of Contract?

An insurance breach of contract occurs when an insurance company fails to fulfill its obligations as outlined in the insurance policy agreement. This can include unjustly denying a legitimate claim, undervaluing a claim, or failing to make a payment in a timely manner. Such actions can leave policyholders facing significant financial stress and uncertainty.

  1. Why Do I Need an Insurance Breach of Contract Attorney?

Insurance contracts are complex documents filled with legal jargon that can be difficult for the layperson to navigate. An attorney specializing in insurance breach of contract cases possesses the knowledge and experience to interpret these contracts accurately, assess the validity of your claim, and devise a strategy to hold the insurance company accountable. They can negotiate with the insurance company on your behalf and, if necessary, represent you in court to ensure you receive the compensation you’re entitled to.

  1. What Can an Insurance Breach of Contract Attorney Do for Me?

An experienced attorney can provide several critical services, including:

  • Evaluating your insurance policy to understand the coverage details and the insurer’s obligations.
  • Investigating your claim to gather evidence that supports your case.
  • Negotiating with the insurance company to reach a fair settlement.
  • Filing a lawsuit against the insurer if out-of-court negotiations fail.

Representing you in court, using their expertise to advocate for your rights and seek the best possible outcome.

  1. How Do I Choose the Right Attorney?

When selecting an insurance breach of contract attorney, consider the following traits:

  • Experience: Choose an attorney with specific experience in handling insurance disputes and breach of contract cases.
  • Success Rate: Look into their track record of successfully resolving similar cases.
  • Communication: Ensure the attorney communicates clearly and keeps you informed at every step.
  • Fee Structure: Many attorneys offer a contingency fee basis, meaning you only pay if they win your case.
  • Client Reviews: Read testimonials and reviews from past clients to gauge their satisfaction with the attorney’s services.

  1. What Compensation Can I Expect?

The compensation you may receive depends on the specifics of your case, including the terms of your insurance policy and the nature of the breach. Generally, compensation can cover:

  • Denied Claims: Reimbursement for claims that should have been paid under your policy.
  • Damages: Additional financial compensation for losses suffered as a result of the breach.
  • Legal Fees: In some cases, the court may order the insurance company to pay your attorney’s fees and court costs.

Taking Action Against Insurance Breach of Contract: Your Next Steps

If you believe your insurance company has breached its contract, taking immediate action is crucial:

  • Document everything: Keep detailed records of all interactions with your insurance company, including denial letters, emails, and phone calls.
  • Seek legal advice: Consult with an insurance breach of contract attorney to discuss your case and explore your options.
  • Avoid delay: Be mindful of any time limits for filing a claim or lawsuit, as specified in your insurance policy.

Finding an Insurance Breach of Contract Attorney near Las Cruces, New Mexico

Don’t go against a massive insurance company alone. The right insurance breach of contract lawyer can provide the expertise and support you need to navigate the dispute process and secure the compensation you deserve. Contact us today or give us a call at (575) 523-2222 to get started with a free consultation. Let our experienced breach of contract attorneys help. We are located in Las Cruces and are proud to service the surrounding areas, including Doña Ana, Santo Tomas, La Mesa, Fort Selden, Radium Springs, and beyond.