Insurance Claims for Personal Injury
It can be a frustrating and time-consuming process to file a claim with an insurance company. The involvement of these outside parties only further complicates an already complicated situation. The process of filing a claim can, unfortunately, take a considerable amount of time.
In the event that a case cannot be settled out of court, it is crucial to seek the assistance of an experienced personal injury attorney as soon as possible.
When filing a personal injury insurance claim, there are many steps you need to determine beforehand, and things to keep in mind while going through the process.
What Type of Claim Do I Have?
Before filing a claim, it is important to determine the type of claim you wish to file. We handle a wide range of personal injury cases at Egan Law. The following are some of the most common ones we can assist you with:
- Car, truck, and motorcycle accidents
- Bicycle accident
- Dog bite
- Negligent security
- Pedestrian accident
- Wrongful death
Once deciding on your claim type, it’s time to file it.
When should I File My Claim?
You should file a claim with your insurance company as soon as possible if anyone has been injured or if you are uncertain who is to blame. Additionally, there may be a time limit between one and ten years for filing a claim, depending on its nature. No matter what the deadline is, it is a good idea to make the claim as soon as possible. Waiting will increase the chance of your insurer investigating the claim and denying it.
Things to Keep in Mind
Contact all parties involved as soon as possible, collect evidence, determine the statute of limitations, and file a police report (if necessary). You should then contact an experienced personal injury attorney like ours at Egan. There is a possibility that your insurance company will tell you that you do not require legal representation. Be weary of their advice, since it is always geared toward the insurance company’s needs.
It is imperative never to admit guilt, no matter what your opinion on the matter is. It is up to the insurance companies to decide whether you were at fault or not. Acknowledging guilt can only be detrimental to your case in the long run.
Get Help From Our Personal Injury Lawyers
A professional insurance claims lawyer should be consulted as soon as possible. It is the job of adjusters and corporate lawyers to undermine your claim. Insurance companies will do anything to save money and will do anything to achieve that goal. For a free case evaluation, contact us at the Law Offices of Kenneth G. Egan at 575-523-2222.